Terms of Use

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Last Updated: November 1, 2024

Welcome to the website or application (the “Site”) of Standard Payments, LLC and its affiliated brand companies (“us”, “we” or “our”). By accessing this Site, you acknowledge that you have read these Terms of Use (the “Terms”) and agree to adhere to them. These Terms, which incorporate our Privacy Policy, constitute an agreement (the “Agreement”) between us and govern your access and use of the Site. We may change, add or remove portions of the Terms from time to time. Any modifications will be effective upon posting. We suggest that you review the Terms periodically for changes. To the extent permitted by applicable law, your use of the Site indicates your full acceptance of the Terms each time you visit the Site. If you do not accept the Terms, do not use the Site.

Restrictions on Use

You may not access this Site or use the information contained herein for any illegal purpose or in any manner inconsistent with these Terms. You agree to access the Site and use such information solely for your own noncommercial use and benefit, and not for resale, redistribution or other transfer or disposition to any other person, in any manner. You may not decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of this Site. You may not publish, broadcast, retransmit, reproduce, repackage, commercially exploit, create any derivative works or otherwise redistribute all or any portion of the Site except as explicitly permitted by these Terms.

Third-Party Sites

These Terms apply only to this Site and not to other third-party websites that may be accessible from this Site. We have no control over third-party websites, the contents therein or the services offered thereby. Links to or from this site do not constitute our endorsement of, sponsorship by, or affiliation with any unaffiliated third party. If you access any third-party website through our Site, you do so at your own risk. We encourage you to review the terms and conditions of all other websites that you visit as such terms govern your use of those websites.

U.S. Only Use

This Site is meant for use in the United States only. You agree to comply with all applicable laws when accessing the Site.

Disclaimers and Limitation of Liability

The materials on the Site are provided "as is". We disclaim all representations and warranties, express or implied, of any kind with respect to the Site, including warranties of merchantability, fitness for a particular purpose and non-infringement. Without limiting the foregoing, we do not represent or warrant the availability, accuracy, completeness, sufficiency, timeliness, suitability, functionality, reliability, or delivery of the Site or any part of the information contained on the Site. Further, we disclaim warranties for any information received through any links provided by this Site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms and other malware to our Site, we do not guarantee or warrant that our Site, or materials that may be downloaded from our Site, are free from malware. Any time you download or otherwise obtain materials from this Site, you do so at your risk.

We do not assume any liability or responsibility for any damages arising from your use or your inability to use this Site, and we shall not be liable for any damages or harm to computer systems, applications or devices, or loss of data resulting from these materials. Any such liability is limited to the maximum extent required by law and is so limited even if we have been advised of the possibility of the damages, liability or injury, or if any remedy fails of its essential purpose, including any damages, liabilities or injury caused by any failure of performance, error, omission, interruption, inaccuracy, delay in operation, virus, malware or device malfunction. Without limiting the foregoing, under all circumstances, our maximum cumulative liability and that of our respective agents, directors, officers and employees with respect to your use of or reliance on this Site is $1.

Termination

We may terminate your access to this Site for any reason, without prior notice. This Agreement shall survive any termination of your access to the Site and to the information herein.

Governing Law / Jurisdiction

We may terminate your access to this Site for any reason, without prior notice. This Agreement shall survive any termination of your access to the Site and to the information herein.

Severability

If any provision of these Terms is deemed unlawful, void or for any reason unenforceable, that provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions. These Terms constitute the entire agreement and understanding between us regarding this Site, and they supersede any prior agreement to your use of the Site.