Fraud Protection

At StandardPay we take great pride in being on the cutting edge in all areas of e-commerce security. We guarantee each cardholder, who makes a purchase from a StandardPay merchant, will receive absolute confidentiality and the highest level of security in the handling of their vital personal and financial data. StandardPay’s Risk Department specialists also work tirelessly to insure that our merchants are always protected with the best anti-fraud systems and the latest chargeback reduction strategies.

Benefits of StandardPay’s Advanced Fraud Screening Technologies:

Use of 1024 bit SSL protection.
Guarantee that cardholders’ data remains secure and confidential and is never shared, sold or made available in any way to owners of other websites we process for.
Secure servers and top-tier hosting. StandardPay’s servers are securely located at Rack Space, a leading hosting facility. Rack Space grounds are SAS 70 Type II and Safeharbor certified.
Full compliance with 3D Secure (Verified by Visa) and MasterCard SecureCode requirements.

StandardPay combines state-of-the-art transaction processing technology with our proprietary fraud screening system, which is one of the most efficient fraud filters ever built. Our top-tier processing infrastructure, powerful Merchant Interface and world class service team, will give you the freedom to concentrate on your business and the assurance that your Internet transactions will flow uninterrupted, around the clock.
Our Fraud Filtering system enlists both tried and proven recognition methodologies, as well as many new and innovative identification techniques, shielding you from costly and damaging Internet fraud. The system leverages years of credit card transaction technology and database experience, and converts it into a product that delivers aggressive fraud containment.

We provide the following to every StandardPay merchant:

Powerful fraud screening system, with customizable filters determined by each merchant.
Fraud controls integrated to the world’s largest and most highly regarded negative databases.

We use more than 50 filters that can be tuned to our merchants’ specific requirements or transaction types. These filters include, but are not limited to:

BlackListedProxyCheck – verification of cardholder IP against the black list
CardBlackListCheck – verification of credit card number against the black list
EmailDomainCheck – verification of cardholder email domain against the black list
Filters such as AddressCheck or CityZIPCheck prevent incomplete or mistakenly submitted cardholder transactions from being processed

Any merchant can quickly and easily setup the StandardPay anti-fraud controls for their webshops, using the default settings. For more advanced needs, the controls can be fine-tuned at any time, based on the merchant’s individual security requirements.

Each of our 50+ anti-fraud filters has the capability of being set to 7 different action parameters (notification, decline, block, block and notify, etc.) and have a virtually unlimited range of sensitivity parameters (from 0 to 999).

In addition to the automated filters, which are built into the system, StandardPay also has a dedicated Risk Department with Specialists authorized to manually review and monitor all transactions, honing in on and eliminating cases of clear fraudulent activity. Our Specialists also conduct full review, identification, analysis and resolution of chargeback cases, helping to minimize the incidence and impact of chargeback fines to our merchants.

All of the essential elements of StandardPay’s anti-fraud system allow us to effectively identify and block up to 99% of all credit card fraud activity.

Login:
Password: